Is your roof too old to insure?
Type your Central Florida address. We'll pull your home's records automatically and tell you exactly where you stand with Florida's insurance rules — in seconds.
Step 1
Enter your address
This tells us which county's records to pull from.
We look up your home's records automatically. No login, nothing to install.
Enter details manually instead
If you have a re-roof permit date, this makes the estimate exact.
Enter at least the year the home was built (or the year the roof was replaced).
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What to do next
Educational estimate, not an insurance decision. Roof-age data is sourced from public property records and may use year-built as a proxy when no re-roof permit exists. Carrier rules vary by company and your roof's actual condition. Under Florida Statute 627.7011, an insurer generally can't refuse to renew solely because a roof is under 15 years old — and for older roofs, a licensed inspection showing 5+ years of remaining useful life can keep coverage. Always confirm with your agent.